All participants (Players, Coaches, Officials, Volunteers etc) must be registered with Rugby Australia in order to obtain coverage under the National Risk
Management and Insurance Programme (the Programme). Participation in the Programme is compulsory competitions and events sanctioned by Rugby Australia
and/or Member Unions, and a National Insurance Fee and Injury Fund Contribution is payable upon registration.

Whilst the Programme provides basic levels of cover for players and others participating in rugby, it is not all encompassing (this is necessary to keep the cost of
insurance affordable for all players) and does not seek to replace the need for other insurances. RA encourages all players and officials to take out their own
private health insurance and consider additional insurance cover to suit their individual circumstances e.g. income protection.

A very brief summary of cover benefits under the National Risk Management and Insurance Programme is below.